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Tom Palome, 78, shows a photo of an x-ray of his knee replacement during an interview in Tampa, Fla., Monday, Sept. 15, 2014. A former advertising executive making a six-figure salary, Palome came out of retirement to work part-time in order to make ends meet after losing much of his retirement savings in the 2008 financial crisis. (Photo by Phelan M. Ebenhack)